Medical Reimbursements of America
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PRIVACY. MRA recognizes and respects the privacy of the information you will provide to it and is subject to certain applicable federal privacy laws such as the Health Insurance Portability and Accountability Act of 1996. Neither MRA, nor its affiliates collects personal information, unless it is voluntarily provided through the patient questionnaire form. If such information is provided, it may be stored and used by MRA to pursue insurance benefits and may be provided to MRA’s affiliates and subcontractors. Such information may be used to collect and analyze demographic information about MRA’s website users. Such information will be used only by MRA and its affiliates or subcontractors.

SECURITY. MRA and its subcontractors and affiliates place great importance on protecting information transmitted to and from this website and will take reasonable security precautions to protect all such information. STILL, MRA CANNOT GUARANTEE THAT ANY ELECTRONIC INFORMATION IS COMPLETELY SECURE, AND WEBSITE USERS TRANSMIT INFORMATION AT THEIR OWN RISK.

ACCURACY OF INFORMATION PROVIDED. You hereby grant MRA rights to use the information provided. You also represent and warrant that any and all information you provide on this website is accurate and complete to the best of your knowledge.

DISCLAIMERS.

INFORMATION SUBMITTED IS NO GUARANTEE OF PAYMENT FROM ANY INSURANCE CARRIER AND DOES NOT CONSTITUTE A PROMISE TO PAY; ELIGIBILITY INFORMATION IS SUBJECT TO CHANGE, AND WAITING PERIODS MAY APPLY. MRA SHALL HAVE NO RESPONSIBILITY OR LIABILITY WITH REGARD TO ACTIONS OF THIRD PARTIES, INCLUDING BUT NOT LIMITED TO, DISPUTES CONCERNING PAYMENT OF CLAIMS, ELIGIBILITY STATUS OF A PATIENT, OR ANY OTHER PAYER-SUBMITTED INFORMATION.

THIS WEB SITE AND ALL CONTENT IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEB SITE AND CONTENT IS AT YOUR SOLE RISK.

MRA, ITS AFFILIATES, PARTNERS AND SERVICE PROVIDERS MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED AS TO THE OPERATION OF THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, THAT THE WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF VIRUSES, WORMS OR OTHER MALICIOUS SOFTWARE. MRA DOES NOT WARRANT THAT THE CONTENT WILL BE ACCURATE, UP-TO-DATE, OR OTHERWISE RELIABLE.

TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW, MRA DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

LIMITATION ON LIABILITY. IN NO EVENT SHALL MRA, ITS AFFILIATES, PARTNERS OR ITS SERVICE PROVIDERS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONSULTANTS, AGENTS, AND SUBSIDIARIES BE LIABLE FOR DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, RELIANCE OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS OR DATA ARISING OUT OF OR RESULTING FROM THIS WEB SITE OR CONTENT, UNDER ANY LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSES OF ANY LIMITED REMEDY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542 WHICH READS: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

APPLICABLE LAWS; LOCATION OF LAWSUITS. The laws of the State of Tennessee will govern these disclaimers, terms, and conditions, without giving effect to any conflict of law rules. You agree that any disputes, suits or other claims at law or equity arising out of or related to your use of this site and/or the Content, including transactions entered into through this site, shall be filed only in the state or federal courts located in Williamson County, Tennessee and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. You agree that regardless of any statute or law to the contrary, any cause of action or claim against MRA or its affiliates, partners or its service providers and their respective officers, directors, employees, consultants, agents, and subsidiaries arising out of or in connection with these Terms of Use, your use of the website or information provided shall be instituted and served upon no later than twelve (12) months following the occurrence of the first event giving rise thereto or be forever barred.

OTHER TERMS. MRA reserves the right, at its sole discretion, to amend or modify any portion of these Terms of Use, in whole or in part, at any time. These Terms of Use constitute the entire agreement between the parties in connection with the subject matter hereof. The waiver or any modifications of any provision of this Terms of Use or any right, power or remedy hereunder shall not be effective unless signed by an MRA authorized officer. No failure or delay by MRA in exercising any right or remedy with respect to any of its rights hereunder shall operate as a waiver thereof. If any of these terms shall be deemed invalid, void, or for any reason unenforceable, that term shall be deemed severable and shall not affect the validity and enforceability of any remaining terms.